The asset with the highest ROI...': Radhika Gupta on 20-somethings chasing passive income too soon

 The asset with the highest ROI...': Radhika Gupta on 20-somethings chasing passive income too soon

Gupta's remarks came amid mounting criticism from industry veterans, including industrialist Harsh Goenka and banker Uday Kotak, about young business inheritors prioritizing wealth management over building companies.

A growing number of young Indians in their 20s are bypassing traditional careers in favor of full-time trading and investing: a trend that has sparked concern among industry leaders. Edelweiss Mutual Fund CEO Radhika Gupta in a post on X warned that this shift toward passive income at an early stage could prove short-sighted.

Radhika Gupta, a well-known investor and CEO, often shares insightful perspectives on personal finance and investing. In one of her discussions, she highlighted the importance of focusing on building valuable assets before chasing passive income, particularly for people in their 20s.

Gupta pointed out that many young people are eager to earn passive income through avenues like real estate or dividend stocks without fully understanding the hard work and effort required to build these assets. Instead, she emphasized that the most valuable asset in one's 20s is often skill development, which can yield a high return on investment (ROI) over time. By investing in one's education, experience, and expertise, individuals can set the foundation for future financial success.

Gupta's point is that, rather than jumping into the pursuit of passive income too soon, young people should focus on honing skills that can lead to higher-paying opportunities and career growth. Only after establishing a solid financial foundation through active income should one consider diversifying into passive income sources.

In essence, the best ROI often comes from investing in oneself during the early yeaa